Considering indexed universal life (IUL) insurance? It’s a unique type of policy that not only provides life insurance but also acts as a savings vehicle.
However, getting an IUL isn’t as straightforward as purchasing a policy directly from insurers. This guide will provide details on where and how to get an IUL.
Where to Get an IUL
Seek Help from Licensed Professionals
Since you can’t directly purchase an IUL from insurance carriers, it’s essential to connect with licensed financial professionals. These experts have the authority and knowledge to tailor an IUL policy that fits your financial goals and needs.
Leverage the Power of the Internet
A simple internet search for terms like ‘IUL agent near me’ or ‘IUL insurance agent’ can lead you to specialty agents. Despite geographical differences, you can work with an agent from virtually anywhere, thanks to the flexibility allowed by insurance companies.
Recommendations from Friends and Family
If someone in your network has recently purchased an insurance policy, ask about their experience with their agent. Positive feedback can lead you to a trusted professional capable of designing the right IUL strategy for you.
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